Our Mortgage & Finance Services
We provide tailored lending solutions designed to support your property, refinancing, and financial goals. With expert guidance and personalised service, we help you navigate the lending process with confidence.
What we do
A range of services to choose from
First Home Buyers
Roberts Money has over 17 years of experience helping first-time home buyers navigate the complex and often overwhelming journey to property ownership. Our team offers tailored advice and support, helping you identify options and secure optimal financing. We believe that buying your first home should be an exciting milestone, not a stress-filled process. With our extensive knowledge and commitment to customer satisfaction, we simplify the steps, clarify the details, and help you move confidently toward turning your first home dreams into reality. Roberts Money is your trusted partner on this important journey.
Pre-approvals
We offer pre-approvals to give you a clear understanding of your borrowing capacity before you start your property search. A pre-approval provides confidence and peace of mind, as it shows sellers, you're a serious buyer and helps you plan your budget more accurately. Best of all, pre-approvals are completely free and come with no cost to you. Our team will guide you through the simple process, securing a pre-approval tailored to your financial situation. This proactive step makes the home buying process smoother and faster, giving you the advantage of knowing exactly what you can afford. We can help you get pre-approved and set you on the right path toward your new home.
Refinancing
We are committed to helping you find the best refinancing solutions to suit your unique financial situation. Whether you're looking to secure a lower interest rate, reduce your monthly payments, or access your equity, our team will work closely with you to tailor a plan that fits your needs. We understand that every borrower is different, and our goal is to provide personalised advice and options that maximise your financial benefits. With our expertise and commitment to finding the most affordable and effective rates, we make refinancing a simple, stress-free process. Let us help you discover the best solution for your future.
Construction
We specialise in helping you find the right construction loan to bring your building dreams to life. Whether it’s a new build or renovation, our team delivers customised solutions for your needs. We’ll work with you to secure competitive rates and flexible terms, making the financing process straightforward and stress-free. With personalised advice and expert support, we help you navigate the complexities of construction loans so you can focus on turning your vision into reality. Trust Roberts Money to support you every step of the way in your construction journey.
Guarantor Loans
We provide guarantor loans as a helpful finance option for those looking to buy their first home or invest without the need for a large deposit. With a guarantor loan, a family member or trusted individual can guarantee your loan, often allowing you to avoid paying a deposit or mortgage insurance. This makes the homeownership or investment process more accessible and affordable. Our team will guide you through the benefits of guarantor loans and help you understand how they can work for your situation. Trust Roberts Money to assist you in securing the best guarantor loan options and unlocking your property goals with confidence.
Equity Release
We have equity release options to help you access the value built up in your home without having to move. Whether you’re looking to fund renovations, pay off existing debts, or support your retirement plans, our team will work with you to find the most suitable and flexible solution. Equity release can provide you with additional cash flow while still allowing you to enjoy the benefits of homeownership. We’re dedicated to offering clear advice and personalised options, making the process straightforward and stress-free. We help you unlock the potential of your home and achieve your financial goals.
Investment
Roberts Money specialises in investment lending to help you grow your property portfolio and achieve your financial goals. Whether you're a seasoned investor or just starting out, our team will work with you to find the best lending solutions tailored to your investment strategy. We offer access to competitive rates, flexible terms, and expert advice to maximise your returns and minimise your costs. With personalised support throughout the process, we make investing in property straightforward and accessible. We can guide you through your investment lending journey and turn your property ambitions into reality.
Debt Consolidation
We specialise in helping you simplify your finances through effective debt consolidation solutions. We understand that managing multiple debts can be overwhelming, and our goal is to make the process straightforward and stress-free. Our expert team will work with you to create a tailored plan that combines your debts into manageable payments, often at lower interest rates, allowing you to regain control of your financial future. With personalised advice and dedicated support, we make it easier to reduce your debt, improve your cash flow, and achieve your financial goals.
Property Reports
We provide comprehensive property reports to give you valuable insights into potential investments or your future home. Our detailed reports include market trends, property valuations, neighbourhood analysis, and more, helping you make informed decisions. Whether you're buying, selling, or exploring investment opportunities, these reports provide the critical information you need to proceed with confidence. We deliver accurate and up-to-date property reports that support your property journey and help you achieve your goals.
Car/Asset Finance
We provide flexible car and asset finance solutions to help you acquire the vehicle or equipment you need, without disrupting your cash flow. Whether you're purchasing a new car, commercial vehicle, or essential assets for your business, our team will work with you to find competitive rates and tailored repayment plans. We make the financing process simple and efficient, so you can focus on what matters most, getting on the road or growing your business. We can help you access the asset finance options that best suit your needs and get you moving forward with confidence.
40+ Lenders
Testimonials
What peoples say about us
Professional and timely service.
Michael provided outstanding support and showed exceptional performance throughout the home loan process. He was proactive in explaining complex terms, quick to respond to queries, and ensured all documentation was accurate and submitted on time. His clear communication and guidance made the entire experience stress-free and seamless. We utilised his service a number of times and would highly recommend him.
Michael is a doer!
Really impressed by Michael. He worked really hard and fast to get us the best mortgage and worked within really fast turnarounds to make it happen. Would definitely recommend.
Responsive!
I got Michael’s number on Saturday and by Monday evening we were already making progress! He is very fast and responsive.
Exceptional service – no one compares to Michael
Michael was my broker for my first ever property back in 2020. I was nervous and anxious about buying my first home and Michael took all the worries away with his exceptional service. He was transparent throughout the whole process and quick to respond to my queries. Michael made my first home purchase smooth and easy. I’ve dealt with other brokers and no one compared to his high level of service and his care for his clients. Michael is assisting us with our second property purchase and has not disappointed us. Michael goes above and beyond and I cannot recommend him enough.
Michael was great – made the process much easier!
Michael was super attentive and supportive through the whole process. He always replied straight away and helped us with all our questions. He was great to deal!
Great service
Michael has done a few home loans for us and is always happy to help. Always finds the best deal and great communication.
Excellent
The entire process was smooth and efficient. Michael handled all the details expertly, ensuring that everything was on track. I appreciated his pro-active approach which saved me a lot of time. I recommend Michael for anyone looking for a knowledgeable, reliable and supportive broker.
Professional and efficient
Michael was incredibly knowledgeable and responsive throughout our loan application. He utilised his professional network to secure a great deal, fast approval, and escalated appropriately to ensure the terms of settlement were met. Thanks, Michael, for your professionalism, expertise and support throughout the loan process.
Fantastic Service – Highly Recommend Michael Roberts!
Michael helped us refinance two properties, and the whole process was seamless! We had a great interest rate and received unconditional approval within just two days of submitting our application. His knowledge, efficiency, and clear communication made everything so easy. If you’re looking for a mortgage broker who delivers results and takes the stress out of the process, Michael is the one to go to. We couldn’t be happier with his service!
Michael is direct, no nonsense and very professional.
Michael was great to work with and communicated well with us. As a business owner it was a more complicated process, but Michael got us approved before deadlines. Thank you, Michael. Recommend this broker.
Gets the job done
Great to work with Michael again, he gets the job done and keeps it simple. Much better than working with the banks.
Great service and communication
Michael has helped me with both new home purchase and refinance. He always provided great service and prompt communication. Regularly followed up.
Prompt, professional, knowledgeable!
We have used Michael for advice and assistance now purchasing our first home and first investment property. Michael has always exceeded our expectations, working on our behalf to achieve the best outcome we could hope for. We genuinely recommend him to friends and family to help with anything finance-related!
Managing mortgages while in business
being in business is always complicated but Michael has both times managed mortgages with ease. Michael always answers phone and texts messages Evan when they are silly questions or just anxiety.
Very helpful
Michael was very knowledgeable and stepped me through something I knew very little about. Would definitely use him again!
Exceptional service
Michael Roberts provides a wealth of knowledge with great communication and customer service. We have gone through Michael Roberts multiple times with our finance needs and wouldn’t use anyone else. Thanks for all your help Michael!
Absolute Professional!
I worked with Michael to refinance my house after separation, and I couldn’t have asked for a more committed, flexible and communicative broker. Michael had a can-do attitude, was always in touch and helped me to understand my options in a challenging environment. He got the loan over the line under a very tight timeline and got a great deal to boot. THANK YOU, Michael!
Best ever!
I’ve had the pleasure of working with Michael on numerous occasions and I always refer anyone looking for a broker. He is dedicated, very approachable, goes above and beyond if required and he is a nice guy! Don’t hesitate you won’t be disappointed.
Fantastic
Michael was great, he was quick to respond to every question that I had within minutes of me emailing him. He was open and honest with me about what would the best bank for me to choose. On settlement date he kept me up to date whenever there was an update. If I go through this process again, he will be my first call.
Great service, always quick to respond
Michael has been our go to mortgage broker for close to 10 years. He’s always friendly, communicative, and responds very fast. He’s made it easy to buy, sell and refinance Highly recommend.
Fantastic
I’ve reached out to Michael twice for help with my mortgage and both times he exceeded my expectations. He was quick to help me understand what steps we needed to take and made it easy to follow the process. He was impressively fast on both his work and his communication, making me confident that I was cared for. I could not recommend Michael enough.
Simple Process
Michael is fast, efficient and knowledgeable. Would highly recommend.
Extremely proactive, helpful and friendly broker
Michael helped me buy a house earlier this year- the second time I’ve used him. He was able to turn things around fast when I needed to, working out of normal hours which I really appreciated. He was also good at keeping on top of things and making sure I had evening organised. Great service- thanks Michael!
Outstanding Service
Highly recommend and have recommended to my family and friends! Michael was extremely responsive to my initial enquiry and made the entire process of refinancing our home loan effortless. Would not hesitate to use Michael’s services again.
Best broker
Michael always keeps us in the loop of bank changes and contacts us when loans are expiring. Pleasure to deal with and saves us from paying higher fees.
Prompt & Professional Service, Quick Approval
Michael was referred to us by a friend and worked extremely quickly from our first meeting through to having our loan approved. Was on the ball and very responsive to all queries and worked hard to get us a mortgage.
Investment Property
Michael is a no fuss broker that makes the process quick & super easy. Very easy to deal with & more than happy to recommend.
